Brex is an AI-powered financial management platform designed for startups, growing companies, and enterprises that provides corporate cards, expense management, bill payments, travel booking, and business accounts in a unified platform. Founded in 2017 by Henrique Dubugras and Pedro Franceschi and headquartered in San Francisco, Brex was initially created to offer corporate credit cards to startups without requiring personal guarantees, using alternative underwriting models that evaluate company cash balances, revenue, and spending patterns rather than individual credit scores. The platform has since expanded into a comprehensive financial operating system that uses AI to automate and streamline financial operations. Brex's AI capabilities include intelligent receipt matching that automatically pairs transactions with receipts, smart categorization that classifies expenses according to company accounting policies, and automated policy enforcement that flags out-of-policy spending in real time. Brex Empower, the company's expense management solution, uses AI to automate expense report creation, approval routing, and accounting integrations. The platform provides real-time visibility into company spending across departments, teams, and individual cardholders through customizable dashboards and reporting tools. Brex integrates with major accounting software including QuickBooks, NetSuite, Xero, and Sage, as well as HR systems and ERP platforms. The platform also offers Brex Travel, which provides AI-powered corporate travel booking with policy compliance built into the search and booking experience. Brex serves companies ranging from early-stage startups to large enterprises. The Essentials plan is free and includes corporate cards and basic expense management, while the Premium plan at $12 per user per month adds advanced features, and Enterprise plans offer custom pricing with dedicated support.

AI Analytics Tools

Brex provides AI-powered financial analytics through customizable dashboards that offer real-time visibility into company spending across departments, teams, and individual employees. The platform generates spending insights, trend analysis, and budget tracking reports that help finance leaders make data-driven decisions about resource allocation and cost management.

AI Assistants

Brex functions as an AI financial assistant for businesses, proactively identifying spending anomalies, suggesting expense categorizations, automating approval workflows, and providing intelligent recommendations for travel bookings within policy. Its AI assistant capabilities reduce the manual effort required from employees and finance teams across daily financial operations.

AI Automation Tools

Brex uses AI automation to eliminate manual financial workflows including expense report creation, receipt matching, spending categorization, approval routing, and accounting reconciliation. The platform's automated policy enforcement flags non-compliant spending in real time, reducing the administrative burden on finance teams and ensuring consistent policy adherence across organizations.

AI Finance Tools

Brex provides an AI-powered financial management platform for startups and enterprises, offering corporate cards, expense management, bill payments, and business accounts in a unified system. Its AI automates receipt matching, expense categorization, policy enforcement, and accounting integrations, streamlining financial operations for growing companies.