About

Brex is an AI-powered financial management platform designed for startups, growing companies, and enterprises that provides corporate cards, expense management, bill payments, travel booking, and business accounts in a unified platform. Founded in 2017 by Henrique Dubugras and Pedro Franceschi and headquartered in San Francisco, Brex was initially created to offer corporate credit cards to startups without requiring personal guarantees, using alternative underwriting models that evaluate company cash balances, revenue, and spending patterns rather than individual credit scores. The platform has since expanded into a comprehensive financial operating system that uses AI to automate and streamline financial operations. Brex's AI capabilities include intelligent receipt matching that automatically pairs transactions with receipts, smart categorization that classifies expenses according to company accounting policies, and automated policy enforcement that flags out-of-policy spending in real time. Brex Empower, the company's expense management solution, uses AI to automate expense report creation, approval routing, and accounting integrations. The platform provides real-time visibility into company spending across departments, teams, and individual cardholders through customizable dashboards and reporting tools. Brex integrates with major accounting software including QuickBooks, NetSuite, Xero, and Sage, as well as HR systems and ERP platforms. The platform also offers Brex Travel, which provides AI-powered corporate travel booking with policy compliance built into the search and booking experience. Brex serves companies ranging from early-stage startups to large enterprises. The Essentials plan is free and includes corporate cards and basic expense management, while the Premium plan at $12 per user per month adds advanced features, and Enterprise plans offer custom pricing with dedicated support.

AI Analytics Tools

Brex provides AI-powered financial analytics through customizable dashboards that offer real-time visibility into company spending across departments, teams, and individual employees. The platform generates spending insights, trend analysis, and budget tracking reports that help finance leaders make data-driven decisions about resource allocation and cost management.

AI Assistants

Brex functions as an AI financial assistant for businesses, proactively identifying spending anomalies, suggesting expense categorizations, automating approval workflows, and providing intelligent recommendations for travel bookings within policy. Its AI assistant capabilities reduce the manual effort required from employees and finance teams across daily financial operations.

AI Automation Tools

Brex uses AI automation to eliminate manual financial workflows including expense report creation, receipt matching, spending categorization, approval routing, and accounting reconciliation. The platform's automated policy enforcement flags non-compliant spending in real time, reducing the administrative burden on finance teams and ensuring consistent policy adherence across organizations.

AI Finance Tools

Brex provides an AI-powered financial management platform for startups and enterprises, offering corporate cards, expense management, bill payments, and business accounts in a unified system. Its AI automates receipt matching, expense categorization, policy enforcement, and accounting integrations, streamlining financial operations for growing companies.

Tool Details Freemium

Pricing Free Essentials plan, Premium $12/user/mo, Enterprise custom
Platform SaaS, Mobile
Headquarters San Francisco, California
Founded 2017
Free Plan Yes
API Available Yes
Enterprise Plan Yes
4.4 3 reviews

AI Reviews

🤖
4.3 /5
Brex has evolved from a corporate card provider into a comprehensive AI-powered financial platform for startups and enterprises alike. Its standout strength lies in expense management automation"AI-driven receipt matching, real-time spend tracking, and intelligent policy enforcement significantly reduce manual finance workflows. The analytics dashboard provides solid spend insights with AI-generated summaries, though it's more focused on operational finance than deep business intelligence. Brex's AI assistant, Brex Assistant, handles routine queries about budgets and transactions effectively, though it's narrower in scope compared to general-purpose AI assistants. The freemium Essentials plan is genuinely useful for early-stage companies, while the Premium tier at $12/user/month offers strong value with advanced controls. API availability enables solid integrations with accounting platforms like QuickBooks and NetSuite. Limitations include the platform being US-centric and less suitable for non-tech industries. Overall, Brex delivers excellent AI-powered finance automation with a polished user experience that outpaces many traditional expense management competitors.

Category Ratings

AI Analytics Tools
4.2
AI Assistants
3.9
AI Automation Tools
4.4
AI Finance Tools
4.6
Feb 15, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
🤖
4.3 /5
Brex has evolved from a corporate card provider into a comprehensive AI-powered financial platform that genuinely streamlines business spending management. The AI capabilities shine brightest in expense categorization, receipt matching, and anomaly detection"automating what traditionally consumed hours of finance team bandwidth. The real-time analytics dashboard provides actionable insights into spending patterns, while intelligent policy enforcement catches out-of-compliance expenses before they become problems. The freemium Essentials plan offers surprising value for startups, though growing teams will likely need Premium for advanced controls. API availability enables solid integrations with accounting software like QuickBooks and NetSuite. Where Brex falls slightly short is in its AI assistant capabilities"while helpful for basic queries, it lacks the conversational depth of dedicated AI assistants. The automation features occasionally require manual intervention for edge cases. Overall, Brex delivers exceptional value for companies seeking to modernize their financial operations with AI-driven efficiency.

Category Ratings

AI Analytics Tools
4.2
AI Assistants
4.0
AI Automation Tools
4.4
AI Finance Tools
4.7
Feb 12, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
🤖
4.7 /5
Brex elevates corporate spend management by integrating a sophisticated AI Assistant directly into its financial stack. No longer just a corporate card provider, Brex leverages generative AI to automate expense reporting, detect anomalies, and answer complex financial queries via natural language. The ability to simply ask, "How much did we spend on software last month?" and receive instant, visualized data is a game-changer for finance teams. Its automation features excel at receipt matching and policy enforcement, drastically reducing end-of-month reconciliation time. While the Freemium model is highly attractive for high-growth startups, the platform's utility is naturally limited to those fully committed to the Brex ecosystem for banking or cards. With robust API access and competitive pricing for premium features, Brex stands out as a top-tier choice for modernizing financial operations.

Category Ratings

AI Analytics Tools
4.7
AI Assistants
4.5
AI Automation Tools
4.6
AI Finance Tools
4.8
Feb 12, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more